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What Is An Elevation Certificate? – Myfinanceinsuarance

by Shagun Saini
what is an elevation certificate

Here we study What Is An Elevation Certificate? And how can you get it? As well as the cost of getting the certificate, and how can you read the 5 to 6 pages long certificate. Further, the meaning of a flood elevation certificate is also discussed.

What is an Elevation Certificate?

An elevation certificate is known to be a document that tells us about the difference of elevation of your home and the base flood elevation of your area. Or a document allotted by the National Flood Insurance Program (NFIP) which is prepared by a land surveyor and contains details the elevation of your home with respect to the Base Flood Elevation. the NFIP is a program managed by the Federal Emergency Management Administration (FEMA) and helps in knowing the following information which is a part of the certificate of elevation or the certificate of elevation contains the following information as:

  • Build
  • Elevation
  • Flood zone
  • Location

If you want to know the details regarding the certificate of elevation, then you can find an elevation certificate sample on the FEMA website.

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How to Get an Elevation Certificate?

If you are buying a home, then there should already be an existing elevation certificate, and in case it doesn’t then you need to get a new one. You can take the help of the following in getting a new certificate made:

  • Certified engineer
  • State licensed surveyor
  • Certified architect

Whereas, you can also search for your existing elevation certificate in places such as:

  • With Your Local Floodplain Manager:

The local floodplain manager is the person associated with updating the flood maps, plans, and policies for the community. So, the floor plain manager might be having it. You can also find the certificate on the Association of State Floodplain Managers website.

  • With The Seller of Your Property:

You can ask the seller of your property for the certificate in case you are purchasing a new property, as the seller might be having it.

  • The Property Developer or Builder:

The property developer or builder needs to obtain the elevation certificates especially where there are high risks associated. So, the property developer or builder might be having the elevation certificate.

  • The Property Deed:

The elevation certificate may be included in your property deed. So you may check your property deed for the certificate.

What Does an Elevation Certificate Cost?

An elevation certificate costs you somewhere between or about $600 to 1200, which depends upon the location. And in case of more complex needs, it may cost you even more. As the cost of the certificate is for the professional survey for his time and measurements and survey done.

What is a Flood Elevation Certificate?

A flood elevation certificate is known or called as flood cert in real estate, that refers to a document which tells the individual about the flood zone status and its associated risk. Here, the FEMA tells about the Base Flood Elevation (BFE) depicting about the computed elevation and the anticipated rise of floods. So, the flood elevation certificate is a document depicting allotted by the National Flood Insurance Program (NFIP) which is prepared by a land surveyor and contains details about the flood elevation or about the Base Flood Elevation (BFE).

How to Read an Elevation Certificate?

Understanding what an elevation certificate tells us about the parts and sections contained in the certificate. So, by knowing about the sections and parts of the certificate you know how to read an elevation certificate. The certificate is of 5 to 6 pages long divided into certain sections as follows:

  • Section A (Page 1): providing information about the address of the property, the property description, the latitude/longitude of the property, and information regarding the type of structure, etc.
  • Section B (Page 1): it tells us about the firm or the company or county, and state in which the property is located.
  • Section C (Page 2): This section contains the Professional Land Surveyor report and his telling about his survey.
  • Section D (Page 2): This section contains information provided by the Professional Land Surveyor, where the surveyor also affixed the seal to the document.
  • Section E (Page 3): This section is to be filled up in case the property is located in Zone AO or in Zone A.
  • Section F (Page 3): The contact information about the homeowner is filled in this section.
  • Section G (Page 4): In this section previously issued certificate information is present.
  • Building Photographs per item A6 (Page 5 and 6): The photos of the building and other related images are attached.

Frequently Asked Questions

  • How do I get an elevation certificate for flood insurance?

If you are buying a home, then there should already be an existing elevation certificate, and in case it doesn’t then you need to get a new one. You can take the help of the following in getting a new certificate made:

Certified engineer

State licensed surveyor

Certified architect

  • What does an elevation certificate cost?

An elevation certificate costs you somewhere between or about $600 to 1200, which depends upon the location. And in case of more complex needs, it may cost you even more. As the cost of the certificate is for the professional survey for his time and measurements and survey done.

  • Is an elevation certificate the same as a survey?

No, an elevation certificate is not the same as a survey. An elevation certificate survey can be performed by any state-licensed surveyor as well as by the Architects and engineers depicting a building’s location, the lowest point of elevation, flood zone, and other associated characteristics.

  • Why is an elevation certificate required?

an elevation certificate is required if your home is build up in an area with high risk, for which you need an Elevation Certificate (EC) telling you about the flood insurance premium. It mainly helps to determine flood insurance rates.

Conclusion:

Thus, by now we know what is an elevation certificate? And how can you get it? As well as the cost of getting the certificate, and how can we read the 5 to 6 pages long certificate. Further, the meaning of the flood elevation certificate is also understood by us. An elevation certificate is known to be a document that tells us about the difference of elevation of your home and the base flood elevation of your area. Or a document allotted by the National Flood Insurance Program (NFIP) which is prepared by a land surveyor and contains details of the elevation of your home with respect to the Base Flood Elevation. So, we successfully explained what is an elevation certificate?

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What Is An Elevation Certificate? – Myfinanceinsuarance

What Is An Elevation Certificate?

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